Financial Planning

choose your payoff strategy

Choose Your Payoff Strategy: The Second Step to Aggressive Debt Elimination

Once you’ve listed your debts, the next critical move is choosing your payoff strategy. This post explores two powerful methods—the Debt Snowball and the Debt Avalanche—so you can take action with clarity. Learn which one fits your mindset and money habits to gain momentum toward true financial freedom.

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list every debt by balance and interest rate

Why You Must List Every Debt by Balance and Interest Rate First

The first step to eliminating debt is getting brutally honest about what you owe. This post breaks down why listing every debt by balance and interest rate is so powerful—and how this simple exercise creates clarity, control, and a fast track to freedom. Stop guessing. Start taking action.

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