Anyone who has already missed the payment date or the consumer anticipating a possible hardship in near future can benefit from the service. It is always advised to go to a counselor before any negative item enters into credit report. So if you are still current with your accounts and afraid of falling behind, immediately […]

Credit counseling is a great way to eliminate your debt as well as understand the reasons why you’re being denied credit. There are several reasons why you may be denied credit. These reasons include: (a) you have been at your current job or residence for too short a time, (b) you have too much outstanding […]

Credit counseling services are widely available for those people who have a large amount of debt and are having difficulty paying it back in a reasonable amount of time. If you find that you’re having trouble making payments on your credit cards, or towards your other bills you should talk to your creditors or hire […]

Credit counseling companies are not always what they appear to be. While many credit counseling companies, both for profit and not for profit, are very legitimate businesses with only the consumer’s best interest at heart, some unscrupulous operators are giving that industry a bad name. A few issues have arisen over the last couple of […]

One way to get out of serious debt problems is to consider using a credit counseling service. Credit counseling agencies and companies are located in every major metropolitan center and many small communities as well. For a nominal fee, and a percentage of the proceeding of a debt consolidation, they can help lift the worry, […]

Credit counseling is a place of last resort for consumers who have never learned the basics of credit and debt management. Despite the fact that we live in a world where credit has replaced currency or income as the means to make purchases and even for the basics of life, very few people understand the […]