Real Estate

Is Living a Successful Life Exciting? (Part 1)

Is living a successful life exciting? This is a tricky question. And it has both a yes and no answer. Living a successful life often requires us to do things that we do not find enjoyable. But the great rewards attained from staying the course of living successfully are quite exciting. Over the next couple […]

Continue Reading

How will all this Bad Economic News Effect You and What should you Do About it?

If you haven’t lived under a rock for the last week, you have without doubt heard or read about how bad the economy is in the US. And if you are listening, it’s going to be getting a lot worse before it gets any better. Now you may be thinking to yourself, “John, this doesn’t […]

Continue Reading

Success and Running Your Own Business

True Success in life comes with providing value to others based on your unique skill sets. Your ability to provide value to others through your own business or through your employer require the same mindset. When you look at the end result your skills provide this is what you are selling, either to an employer […]

Continue Reading

Financial Success in 2008… Is it Possible?

One of the greatest challenges that face most of us, is our success when it comes in the financial arena. Unsuccessful financial dealing causes: 1. Divorce – If you get to the bottom of most divorces, it comes from the unsuccessful management of finances. It comes from a couple not agreeing on how to spend […]

Continue Reading

Mortgage Brokering: What’s Involved?

If you are looking to find out more and learn about obtaining commitment from an appropriate lending source and facilitating the closure of a transaction/deal, stay tuned: Here are just some of the process, competencies and actions you can expect to encounter as part of what has to happen, should unfold as part of this […]

Continue Reading

Mortgage Brokering: Expectations, Challenges, Details

Part of the dynamics and interactions that take place as part of this connection and exchange in this mediation-type role as a mortgage broker,  has to do with unearthing opportunity, matching up need with best-fit product, both big picture and little detail type problem-solving, comparison shopping, due diligence, networking and communication, interpreting documents, rate sheets […]

Continue Reading

Mortgage Brokering: Fees, Players And Troubles

Mortgage brokers work with rate comparisons and approvals, assigning loans to a designated licensed lender depending on a couple of different factors, like pricing and expedient closing. Closing and servicing will most likely fall into the hands and lap, areas of responsibility of the lending institution, not the broker. The top wholesale institutions playing in […]

Continue Reading

Mortgage Brokering: Trends

According to industry sources and statistics mortgage brokers participate in more than 68% of home loans originations. The remaining 32% is retail done through the lenders retail channel, which means the lender does not go through a broker. This clearly shows that the market and consumer population (masses), still prefer having the expert mediator speaking […]

Continue Reading

Mortgage Brokering: Making It A Career

Depending on which area, nature and scope of a mortgage broker’s activities, you will not be hard pressed to find someone who can help you transact and deal with these regulated financial activities pertaining to realty transactions, deals, documents and financing, or someone to learn from for that matter is this is your choice profession. […]

Continue Reading

Mortgage Brokering: Finding The Best Deals

Many governments and states are modernizing the legislation that regulates the mortgage brokering industry. Proposed new legislation to replace the current Mortgage Brokers Acts keep making its way onto the books and into the marketplace with regards to all Mortgage Brokerages, Lenders and Administrators. Financial Services Commissions and other bodies  conduct technical reviews of mortgage […]

Continue Reading